Blog - Decentralized-finance

The latest posts about all things Polkadot, major news, ecosystem announcements, engineering updates, and more.

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The rise of AI agents in crypto: how DeFAI is reshaping finance

AI agents are transforming DeFi into a more intelligent, autonomous system. Discover how DeFAI is redefining finance, and how Polkadot’s modular design supports this shift.

CBDCs vs. Stablecoin: Competing visions for digital currency

Two forms of digital money, two opposing visions for finance. From centralized control to decentralized participation, explore how CBDCs and stablecoins differ and how Polkadot supports a decentralized financial future shaped by community governance and open access.

DEX vs CEX: A beginner's guide to crypto exchanges

Centralized and decentralized exchanges offer different paths into crypto. This beginner-friendly guide breaks down how they work, why DEXs matter for financial access, and how Polkadot supports a more open, permissionless future for global users.

Understanding DeFi: A starter guide to decentralized finance

DeFi transforms traditional finance by replacing banks and brokers with smart contracts on blockchain networks. Discover how dapps enable lending, trading, and earning interest without intermediaries—and how Polkadot’s interoperability brings these tools together for a connected financial future.

What is a crypto wallet? Your all-access pass to the future web

In Web3, your wallet is your most valuable digital tool. It’s more than just a place to store, send, and receive cryptocurrencies securely—it’s your passport to the decentralized world.

Introducing the New Polkadot Ledger App

Discover the new Polkadot Ledger app for seamless, secure transactions. Now available on Ledger Live, it supports Polkadot, Kusama, and more.

Empowering Decentralization: Polkadot DAO Allocates 3M DOT for DeFi Growth

Community-led DeFi initiative allocates 3M DOT from the Polkadot Treasury, boosting liquidity for DeFi projects Hydration and StellaSwap.

A Year in Parachains, Part 1: DeFi

Polkadot’s first year of parachains brings 79 blockchains across DeFi, gaming (GameFi), decentralized identity (DIDs), and more, showcasing Polkadot's web3 innovation and decentralization at scale.